Her Home Finance

The number you're
afraid of is probably wrong.

Most families do the math wrong. They subtract a salary instead of a paycheck, and forget childcare, commute, and the tax premium on a second income. When you run the real numbers, the gap is almost always smaller than you feared.

Start with the free guide.

6 financial decisions to make before you stop working.

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"The math looks terrifying. Most of the time, that number is wrong." The Stay-Home Transition Playbook
12 financial decisions in sequence
Worksheets & scripts included
Complete pre-transition checklist
Written for the woman making the choice

What you're feeling

You have been doing this math at 2 a.m. for weeks.

Googling the same questions in different ways, hoping one of the results gives you a complete answer. Most of them don't.

The fear isn't just the budget. It's whether you'll lose financial independence, professional standing, and the safety net that protects you if something changes.

These are real concerns. They deserve real answers, in order, before your last day of work.

$9,600
National average childcare cost per child per year. In high-cost cities, $15,000 to $25,000.
30
Days from your last day of coverage to choose a health insurance plan. Miss it and you wait for open enrollment.
$104k
What $7,500/year in a Spousal IRA at 7% average annual growth produces over 10 years, in your name.

6 Financial Decisions
Before You Stop Working

A free preview from The Stay-Home Transition Playbook

  • Run the real math — take-home, not salary
  • Complete a 60-day one-income rehearsal
  • Build a 6-month emergency fund before you quit
  • Open a Spousal IRA in your name
  • Sort out health insurance before your last day
  • Get credit and legal protections in place

Free guide

Everything you need to do before your last day of work.

This guide covers the six most important financial decisions in the transition, with the key number you need to know for each one. It takes about 30 minutes to work through. Most people finish it and immediately understand the full picture for the first time.

The full 12-decision playbook includes complete worksheets, scripts, calculators, and a pre-transition checklist. The free guide is your starting point.

Free. No spam. Unsubscribe any time.

The playbook

You don't need to be told whether to stay home.
You need to make sure the finances are in order
before you decide.

The Stay-Home Transition Playbook walks you through 12 sequential financial decisions, in the exact order you need to make them. Worksheets, scripts, calculators, and a complete pre-transition checklist. Written for the woman making the choice, not the family unit.

What's inside

The full bundle.

Every tool you need, in one place. Work through the playbook first. Use the spreadsheet tools alongside the decisions that need them.

The Playbook

Core product

The Stay-Home Transition Playbook

12 decisions, worksheets, scripts, and a complete pre-transition checklist. Every financial decision, in order, before you stop working.

View the Playbook
Budget Tools

Spreadsheet

Budget Snapshot Calculator

Two-tab calculator: your real income gap on one income, and a monthly budget tracker to use after the transition.

Browse Templates
Insurance

Spreadsheet

Health Insurance Comparison Tool

Side-by-side comparison of your partner's employer plan, COBRA, and the ACA Marketplace with a built-in recommendation.

Get the Tool
IRA Guide

Spreadsheet

Spousal IRA Setup Guide

Eligibility check, step-by-step setup walkthrough, and contribution tracker. The most underused tool in this transition, made simple.

Get the Guide

What readers say.

"

I had been running the numbers in my head for months. This guide made me realize I had been subtracting the wrong number the entire time. The gap was half what I thought.

S

Sarah M.

Former marketing director, two kids

"

Decision 9 alone was worth the price. We had never talked about how the money system would actually work. Now we have a structure that makes me feel like a partner, not a dependent.

L

Lauren T.

Nurse, currently on leave

"

I didn't know about the Spousal IRA. I had been out of the workforce for two years with nothing going into retirement. Opened mine the week I finished the playbook.

R

Rachel K.

Attorney, three years at home

Start here

Make the decision with clarity, not fear.

The free guide covers the six most important decisions, with the key number you need for each one. It's a 30-minute read with a worksheet you keep.

Free. No spam. Unsubscribe any time.

Free guide 6 decisions before you quit